A new system of student finance (Dutch ‘studiefinanciering’) was introduced on 1 September 2015. Bachelor’s and master’s students from the EU/EEA or Switzerland who start a new programme of study after 1 September 2015 will no longer receive a basic scholarship grant. They can now take out a loan instead. You decide how large the loan is that you would like to take out. The mandatory repayment phase has been extended from 15 to 35 years. If you obtain your diploma within 10 years, the supplementary grant and the student travel product (Dutch: "OV" student card) will be converted into a gift.
Gain insight into your funding needs
Are you starting in higher education next year and do the rules of the new system apply to you? Then you can calculate your student grant using DUO's student finance calculator (in Dutch) . Make sure you know what your parents' income was two years ago. You will need to enter this information in the calculator.
The calculator provides insight into:
- how much student finance you need
- how much supplemental funding you can get
- how large the loan is that you can take out
- how much debt you will build up
- what your monthly payback amount will be
For international students: What is student finance?
Student finance (‘studiefinanciering’ in Dutch) is funding service for university students distributed by the Dutch government’s Dienst Uitvoering Onderwijs (DUO). It consists of a loan, a student travel product (‘OV-kaart' in Dutch) and –depending on the income of your parents- a supplementary grant. To qualify for student finance, you must be a Dutch national or have the same rights.