PhD conferral Ms Wiebke Eberhardt, MSc.
Supervisors: prof.dr. M. Wetzels, prof.dr. R. Bauer
Co-supervisors: prof.dr. E. Brüggen, dr. T. Post
Keywords: financial decision making, pensions, behavioral finance, pension communication
"Costly Ignorance; Enhancing Consumer Financial Decision Making"
Avoiding pension information, or having too little knowledge to responsibly handle a credit card are examples of consumers’ “costly ignorance”. This dissertation therefore researches how to enhance consumer financial decision making. A first study investigates what drives differences in participants’ search for pension information, and shows that beliefs, trust and retirement anxiety are significant factors. A second study demonstrates the power of framing pension communication in a large scale field experiment. A third study reveals that older adults can offset cognitive decline and make better financial decisions because of their higher levels of experience and lower levels of negative emotions.
UM Bestuursgebouw
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