Universiteit Maastricht

Student Services Centre

Cost of living

Getting an education costs money; that is one thing that all students agree on. On the one hand, you will have expenses that are directly related to your studies, for example, tuition fees, study books, and other related materials. On the other hand, living the life of a student costs money as well: housing, groceries, insurance and leisure activities.


Your expenses as a student will of course depend on your lifestyle. It is therefore impossible to determine the exact costs. However, to give you an idea, we have established a rough estimate of what the average student spends per month. These amounts are based on calculations of the National Institute for Family Finance Information (NIBUD) and have been adjusted if necessary to represents costs at UM. Please remember to take additional expenses into account, such as membership fees of student societies, fees for internet and tv or extra books you may need

Cost category Estimate of average monthly costs €
Rent, incl. gas, water and electricity 350
Groceries 150
Books and materials 30 (this amount varies depending on your degree programme)
Insurance 100
Clothing and personal care 60
Leisure expenses 100
Tuition fees 159

As you can see, studying and living on your own costs around €950 per month. A large sum. With the expected introduction of a Student Loan System, you may qualify to lend up to a maximum of €986 per month under favorable conditions. In addition, the supplemental student grant is available for students whose parents’ annual income does not exceed €46.000 (exceptions apply for students with other nationalities than Dutch). For more information about the Student Loan System, please visit here. The costs of for instance rent are generally lower in Maastricht than in other large Dutch cities. Many students make use of a part time job to supplement their income.

More information about study costs and costs of living, you can find on the website of the NIBUD (available only in Dutch). The NIBUD is an independent organisation who informs and advises on the budgets of households. You can also make an individual financial study plan on their website (available only in Dutch).

Information about the housing offer in Maastricht, you can find on the website of Maastrichthousing.